Stopping Creditor Harassment
Ephrata, Pennsylvania, Chapter 7 Bankruptcy Lawyer
Putting a Stop to Creditor Harassment
No one wants to fall behind in the re-payment of debts. Some of the worst aspects of having financial difficulties are being subjected to repeated harassing telephone calls from loud and abusive debt collectors or receiving threatening letters from arrogant lawyers. The calls, the letters and the stress they provoke can often lead to emotional trauma, tension and hostility between spouses, anxiety for the children, and sometimes even to separation or divorce.
I look forward to discussing your bankruptcy options with you. Contact me today to arrange a meeting.
Bankruptcy Can Put an End to Creditor Harassment
The good news is there may be a way to put an end to all the collection calls and letters, as well as the stress they generate. Perhaps the most important provision of our bankruptcy law is the "automatic stay" which comes into effect immediately upon the filing of a bankruptcy petition. Once notified of the filing of a bankruptcy petition, creditors must immediately stop all collection efforts, including harassing debt collection telephone calls and letters.
In addition, the filing of a bankruptcy petition will also halt all pending lawsuits and sheriff sales. A filing will also delay the foreclosure on a home, usually long enough to allow the debtor to make arrangements with the lender to keep the house, but if that's not possible, time to find alternative housing.
Sound Advice from an Experienced Bankruptcy Attorney
I have been helping clients end the misery of creditor harassment through chapter 7 bankruptcies for 34 years. If you would like to discuss a possible chapter 7 bankruptcy, please call me locally at 717-842-4467 or toll free at 888-633-8853.
I will apply my initial consultation fee to the total cost for your bankruptcy if you choose to file. If we cannot arrange an appointment during my business hours of 9 a.m. to 4:30 p.m., we can schedule an evening appointment.
We are a debt relief agency. We help people file for relief under the Bankruptcy Code.
