Chapter 7 Bankruptcy

Larry B. Maier: Lancaster County Bankruptcy Lawyer

Much of my legal practice involves representing average Americans with common problems. In today's difficult economic climate, an increasing number of clients come to me seeking relief from an overwhelming burden of debt. Depending on a client's specific situation, I may recommend filing a Chapter 7 bankruptcy. -Attorney Larry B. Maier-

Filing Chapter 7 bankruptcy stops creditor harassment

If you are overwhelmed by credit card debt, medical bills or a delinquent mortgage or car payment, you have probably been the target of bill collectors. Harassing phone calls at home and at work, threats of repossession, foreclosure or garnishment of your wages-these must all stop pursuant to federal law when your lawyer files Chapter 7 bankruptcy on your behalf.

Discharge of debts-a fresh start

Chapter 7 bankruptcy is often called a "fresh-start" bankruptcy. During the process, the court may entirely cancel (discharge) unsecured debts such as credit card balances, medical bills and personal loans. Other debts, such as back child support cannot be discharged and must be paid, but, as your attorney, I may be able to negotiate favorable payment schedules that will allow you to get back on your feet.

Financial problems that lead to bankruptcy are often linked to other problems. As a family lawyer, I assist my clients with a number of issues, including divorce, real estate sales and landlord-tenant disputes.

If you would like to discuss a possible bankruptcy filing, or have another legal issue, please feel free to give me a call at 717-842-4467. I will explain what I can do for you and explain my fee arrangement; you will have the opportunity to decide if you are comfortable with me. If you are not able to meet with me at my Ephrata, Pennsylvania, office, we can schedule an evening or weekend appointment.

We are a debt relief agency. We help people file for relief under the Bankruptcy Code.